Appleseed Humanity

As the melodramatic, stage-managed bun fight that is the debate over the debt limit continues in Congress the full horror of the cuts proposed by some members as a solution is causing concern among people who serve those at risk.

Among the cuts proposed by conservative members is a significant reduction in the funding for ‘WIC’ – a nutritional program for women, infants and children. And the cuts would be inflicted while tax breaks for billionaires and oil companies remain blocked as ‘unfair.’

For years both parties had followed an unspoken tradition to always fund WIC, but early this year the GOP-led House passed a funding bill that would slash $733-million from the program.

If it ever becomes law 300-450,000 women and children would instantly go hungry.

To propose slashing funds for programs like WIC while insisting that tax breaks for billionaires and oil companies are preserved for the good of the nation is not only blatant pandering to those who fund both their lifestyle and election campaigns it’s also unsupported by facts:

Economists say every $1 invested in feeding a pregnant woman through WIC saves up to $2.13 in health care costs over the life of her child. At the same time, just one week of the revenue lost from the tax breaks would fund WIC in full for a year – With a profit.

44.5-million Americans now live beneath the poverty line. One in three are so poor they can’t eat every day. And to propose cutting funds to programs that help those with so little while preserving vote-gaining perks for those with more than enough is callous, deceptive, self-serving malfeasance.

The election cycle is almost upon us. Next time you hear a politician tell you they love this country and truly care about the people, find out where they stand on the funding for WIC.

You might not care about them quite so much when you know.

Source: Half-in-Ten

Dr. Martin Luther King, Jr.
January 15, 1929 – April 4, 1968.

A great man with just and worthy ideals, taken from this world long before his time by the simmering hatred of an implacable few who could not even bear to consider the idea of change or reasoned debate.

Biography at Wikipedia..

[Appleseed] – America is a nation of bounty, but a report released on Monday by the US Department of Agriculture proves that bounty is not universally shared.

It reveals that 45-million Americans can’t even afford to eat every day.

Roughly 14-percent of the nation’s homes suffered what the report pompously calls “food insecurity” in 2009, meaning they had difficulty feeding one or more of their members last year.

And the cause was always the same. ‘Lack of financial resources,’ says the report.

In short, poverty. In this nation. In the 21st century.

The report also shares the depressing statistic that this is the highest number of people they have found going hungry since the Federal Government started keeping score of such figures in 1995.

One third of the number – about 6.8-million homes or 5% of the nation’s total of households – suffered ‘Very low food security.’ Which basically means they were close to starvation.

According to the report, the usual response of those who endured such injustice was to eat far less than normal, and sometimes not at all. Single-parent households were worst affected, it says, and the percentage of people who frequently went without food was higher among black and Hispanic homes.

“This report highlights how critical federal nutrition assistance programs are for American families,” USDA Under Secretary for Food, Nutrition and Consumer Services Kevin Concannon told CNN in a statement.

And he’s right – Most of those who suffered an unstable diet received some level of benefits from the Government’s three anti-hunger programs: ‘The Supplemental Nutrition Assistance Program,’ the ‘National School Lunch Program’ and the typically long-winded ‘Special Supplemental Nutrition Program for Women, Infants and Children,’ known as WIC.

The ‘Supplemental Nutrition’ program now supports 18-percent more people than it had to just two years ago. The ‘School Lunch’ program and WIC have also seen an increased need of over 5% each.

The mere fact that such numbers could exist in this glorious land in the 21st century should have protesters with banners taking turns lining up at the Capitol steps to protest until it was stopped. Instead, nobody cares.

And people still ask why we bother to do this…

Photo: M. Ihara

[Appleseed] — A program in Massachusetts is providing yet more proof that ending homelessness is not merely possible, it’s far more affordable than those who block any such effort have the unselfish nerve to admit.

In December of 2008 the state’s Governor, Deval Patrick launched ‘Housing First.’ a program designed to end homelessness in the state by 2013.

And it’s working – On a budget of just $8-million ten regional networks have already placed 376 people in housing and helped almost 11,000 families avoid losing their homes.

And in more good news, last month the state announced another $1.56 million would be given to these teams.

“It’s a miracle and a dream come true for me,” Junior Rosario, 35, told the Globe, having been given his own apartment by the program after 15 cold years on the streets. “It’s shown me I have something to live for.”

The idea of the project is that if a long-term homeless person like Junior is given a home and some simple support they are clearly more able to secure a job, and thus restart their lives.

Individual cities say the new program has already reduced both the population in shelters and the total homeless state-wide. In 2007, Springfield officials set a goal of rehousing 250 chronically homeless people. So far, 100 have homes and another fifty homes are under construction.

The number of homeless people on the town’s streets has dropped from 98 to 10 in six years, and 75 shelter beds were no longer needed. Boston’s ‘Pine Street Inn’ was also able to discard 65 beds – directly because of ‘Housing First.’

But there’s a long way to go – As of September 27 there were still 919 families housed in hotels and motels, for which the council is paying.

And research proves that providing a homeless person with housing rather than space in a hotel or shelter saves the city $9,000 per person, chiefly because they stay healthy and thus avoid medical costs.

A fine case in point, Rosario is now studying for his GED and hopes to secure his first job very soon. But his biggest dream at the moment is Christmas:

“I haven’t set up a tree for 20-years,” he said.

None of you reading this can probably even imagine a life like that — But more than 8-million Americans can. Help us spread the word of what we do and let’s make that stop…

Photo by Spinnick

[Appleseed] – In a move that will give almost 2-million people a better chance to survive, Bank of America has just announced it is halting all foreclosures and sales of foreclosed homes, effective immediately.

Lawmakers and state officials had been calling for such a move for some time. But for a bank to suspend proceedings is significant and almost certainly unprecedented. And there’s even more good news;

“I expect to see every other responsible banking institution follow their lead,” Representative Edolphus Towns, Chairman of the ‘House Committee on Oversight and Government Reform,’ told the Times.

Last week the bank halted foreclosure proceedings in 23 states where evictions required court approval, following leaks about its use of questionably self-serving paperwork rightly created a storm of bad press.

They now say they are ‘reassessing’ the forms and that foreclosures will resume when the review is completed. Which the bank’s chief executive, Brian T. Moynihan says could be “a matter of a few weeks.”

JP-Morgan Chase, GMAC Mortgage and PNC Financial have also stalled their foreclosures – but sadly not from any twinge of compassion, simply that they too got caught using the same kinds of unfair paperwork.

Half-a-dozen state attorneys general are now investigating their acts, which are also the focus of a federal investigation. And that is almost certainly the real reason why the banks have announced this reprieve.

Bank of America currently has mortgages on 14-million homes. About 2-million are past due or already in foreclosure proceedings. This moratorium therefore gives 2-million families the chance to catch up on their payments, or at least find another way of escaping the streets on which B-of-A have placed so many others.

And some analysts say the bank’s decision may even come back to haunt them;

“The impact could be a decline in house prices,” Anthony Sanders, a professor of real estate finance at George Mason University told the reporters. “Halting foreclosure sales limits the inventory coming back on the market, and uncertainty about future prices usually results in a decline.”

But any such downside is self-inflicted. If they’d treated people fairly and used legal forms and procedures this interlude wouldn’t be needed.

But more importantly, almost two-million families now have more time to get their lives straight. And anything that helps them avoid the wrath of the banks and the chill of the streets is okay with me…

[Appleseed] — You rarely get good news in this line of work but homeless agencies in Michigan are using the Department of Housing and Urban Development’s ‘HPRP’ plan, and they’re making a real dent in what is no less than a national crisis.

At the last count Michigan had 66,051 homeless people, and nearly 15,000 of them have been helped by the new ‘Homeless Prevention and Rapid Re-Housing Program’ (HPRP) — And this is just its first year.

“HPRP is a great example of a successful effort to prevent homelessness,” says Linda M. Laford, Executive Director of the Sault Ste. Marie Housing Commission. “This is part of Michigan’s campaign to end homelessness in our area and across the state.”

Born as part of President Obama’s widely GOP-criticized ‘American Recovery and Reinvestment Act,’ HPRP helps people find new housing by allowing non-government agencies to provide services, and help with rent or utility payments. 80% of those who applied were spared from ever being homeless, and the rest were re-housed in under a year.

And nearly 60% of those people got their new homes in under a month.

“We believe the HPRP initiative helped prevent homelessness from substantially increasing in our area during the past year,” Bruce W. Beaudoin of the Sault Ste. Marie Housing Commission told the News.

The one dark spot on this splendid record is the cause of most of the need – Over 25% of the Michigan clients were being crushed by high medical debts, and almost the same number still had a critical medical problem that needed attention.

“Although risk factors present significant challenges, the program’s performance is something we can all be proud of,” said Mr. Beaudoin.

I’d say he’s right. And while 15,000 people saved from a national total of over 9-million is not the perfect solution it proves there are real and effective ways to help – if only people would care…

[Appleseed Humanity] – A recent report by Realty Trac shows that a record 2.8-million homes faced foreclosure last year. This year that number is expected to top 3-million. And the mainstream media’s reaction to this almost unprecedented calamity is nothing short of chilling.

In one article produced this week by that usually well-moderated purveyor of news, the New York Times they reported that banks and other home lenders have been cutting corners so they could reduce the workload required to put people on the streets.

Lately, however, some lenders have become concerned that the huge numbers of vacant houses created by this reprehensible eagerness to evict rather than undo the problem might damage the profits accrued from the homes they have left.

So after placing thousands of people on the streets for debts they didn’t deliberately cause and couldn’t repair the lenders have decided to find ways to collect future mortgage arrears, instead of simply evicting the borrowers.

And how does the Times describe the greed-fueled purge of inculpable victims that has been the norm up to now?

A ‘misstep.’

Thousands of people – and in most cases their children – had their homes repossessed and lives immeasurably damaged so the banks could post stronger profits for their shareholders, and the New York Times excuses and supports them by utilizing a noun that makes this callous act of cold-blooded greed sound like a victim-less and utterly trivial error.

The lenders destroyed lives simply to protect profits, and were only coerced into ending this repellent behavior by the very same motive. They should be deeply and enduringly ashamed of their acts, and the New York Times shares in that shame for so clearly proving they consider the lenders’ behavior to be both perfectly innocent and entirely excusable.

This company was formed in November last year after a group in the financial industry told me they would fund our project to re-house the homeless with $25-million in seed capital.

In February those backers walked away, with no explanation whatever. And trying to replace them has been a quest of such endless frustration it hardly bares thinking about.

Our plan is to secure a small amount of money [less than $5m] from an investor, then use that as the seed capital to get the $500m+ funding the project will cost. We then pay the investor a very healthy profit and use the rest of the funding to buy homes, which will then be donated to non-profit groups who work with the homeless.

The goal is to give their clients – especially those with children – a chance to reboot their lives and rejoin a society from which they were suddenly and rudely excluded through no fault of their own.

Many people have told me we’re crazy to plan to just ‘give away’ $100,000+ homes with no wish for a profit, but homeless people have no savings and no immediate chance of a job in an economy this damaged, so what else can you do?

They need and deserve a new chance in life, giving them that chance requires a radical solution and this is the most obvious one we can think of.

But to make it happen takes money, so first we need an investor.

Our ideal candidate is someone who cares enough to want to help homeless families get a new start, and wouldn’t mind making money and looking like a hero in front of countless examples of the national media in the process.

And what do we find? Swarms of slack-jawed, self-serving intellectual anorexics who swear they can fund us…for a very fat fee. Paid up-front.

The winter is coming and it’s making me sick that I still can’t find one individual who thinks making a great deal of money for helping 3+ million children escape six freezing months on the streets, while being the focus of a vast swathe of media attention is a bearable idea.

If you know or can locate this rare being I’d appreciate the introduction. Get back to me today and let’s take it from there…

Photo by Elver Barnes.

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